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	<title>Best Mortgages &#38; Homes &#187; bad credit</title>
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		<title>Significant Credit Information</title>
		<link>http://www.bestmortgagehomes.com/significant-credit-information/</link>
		<comments>http://www.bestmortgagehomes.com/significant-credit-information/#comments</comments>
		<pubDate>Sun, 22 May 2011 09:15:52 +0000</pubDate>
		<dc:creator>Howard Montrose Xavier</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[bad credit loan]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[debt]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home loan]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>

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		<description><![CDATA[Everybody loves to go shopping. Hitting the mall and buying things is one of the greatest feelings there is. Especially if you have a whole slew of credit cards. You don't have to worry about running low on cash. You just put whatever you want to buy on your card, and take it home and enjoy it. I'm sure you can appreciate how wonderful this feels.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Understanding Your Credit Score &#8211; No Credit, Slow Credit Or Bad Credit</title>
		<link>http://www.bestmortgagehomes.com/understanding-your-credit-score-no-credit-slow-credit-or-bad-credit/</link>
		<comments>http://www.bestmortgagehomes.com/understanding-your-credit-score-no-credit-slow-credit-or-bad-credit/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 11:42:30 +0000</pubDate>
		<dc:creator>Jason P Bertrand</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[good credit]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://www.bestmortgagehomes.com/understanding-your-credit-score-no-credit-slow-credit-or-bad-credit/</guid>
		<description><![CDATA[Slow credit is defined by someone who does pay there bills but has some delinquency payments, just paying a little slower than when they are due. Late payments affect your credit based on the severity. Reporting agencies base there scoring on multiples of thirty days. If the due date on ones credit card is January 15th, and the payment is made by February 14th, there may be a late fee from the card company but it will not show as a mark against the credit file. If that payment comes in after February 14th it will be considered a 30 day late payments and will show as a negative mark against the score. This type of slow payment puts a red flag up for a lender. There would be an additional mark if that payment came in after 60 days, again after 90 and again after 120 days late. Once an account reaches 120 days late the card company will generally forward that account to collections. It is very important to realize that delinquencies on different types of accounts are considered more severe than others. A late payment on ones mortgage is considered much more severe than one on a card. Installment loans fall in between revolving debt and mortgage debt. Slow credit is simply a person that has made some late payments but has been able to get those accounts current and has had relatively few delinquencies. In addition slow payment is different than a bad payment history.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>First Time Buyers Fail To Shop Around</title>
		<link>http://www.bestmortgagehomes.com/first-time-buyers-fail-to-shop-around/</link>
		<comments>http://www.bestmortgagehomes.com/first-time-buyers-fail-to-shop-around/#comments</comments>
		<pubDate>Sun, 14 Feb 2010 11:42:19 +0000</pubDate>
		<dc:creator>Don Suter</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[buy]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[leasing]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Shopping]]></category>

		<guid isPermaLink="false">http://www.bestmortgagehomes.com/first-time-buyers-fail-to-shop-around/</guid>
		<description><![CDATA[Almost two thirds of first time buyers accept the first mortgage they are offered and fail to shop around, often missing out on better deals.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Credit Score Increase In 48 Hours</title>
		<link>http://www.bestmortgagehomes.com/credit-score-increase-in-just-48-hours/</link>
		<comments>http://www.bestmortgagehomes.com/credit-score-increase-in-just-48-hours/#comments</comments>
		<pubDate>Wed, 03 Feb 2010 16:52:16 +0000</pubDate>
		<dc:creator>Trevor Weir</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[banking]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[credit risk]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[loan risk]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[online business]]></category>

		<guid isPermaLink="false">http://www.bestmortgagehomes.com/credit-score-increase-in-just-48-hours/</guid>
		<description><![CDATA[At some time in your life you will walk into a bank and apply for a loan or mortgage of some kind. If you live in the western world, the bank will invariably check a central credit agency in order to validate your ability to make payments on the loan that you are applying for. Your banker will tell you to relax, this is painless, as he/she reviews your credit score from the central agency. This will be the time when that critical purchase of a home or new car will cause you to silently say, Darn, I wish I knew how to increase my credit score. We have all been there and done that - some of us more times than we can count.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Searching For Bad Credit Home Loans</title>
		<link>http://www.bestmortgagehomes.com/searching-for-bad-credit-home-loans/</link>
		<comments>http://www.bestmortgagehomes.com/searching-for-bad-credit-home-loans/#comments</comments>
		<pubDate>Sun, 06 Dec 2009 10:48:58 +0000</pubDate>
		<dc:creator>Tony Kid</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.bestmortgagehomes.com/searching-for-bad-credit-home-loans/</guid>
		<description><![CDATA[Obtaining bad credit home loans is just not as hard as back in times past. There are loads of new programs available to help people with less than stellar credit. You have many options if you fall into the bad credit category today, and help is there if you look for it. You may not think you can get approved for a loan, but if you'll seek it out, you may find that you're perfect for the programs that have been put in place today.]]></description>
		<wfw:commentRss>http://www.bestmortgagehomes.com/searching-for-bad-credit-home-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Car Loan Refinance advices</title>
		<link>http://www.bestmortgagehomes.com/car-loan-refinance-advices/</link>
		<comments>http://www.bestmortgagehomes.com/car-loan-refinance-advices/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 09:49:45 +0000</pubDate>
		<dc:creator>Jason Myers</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[best loan]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[loan refinance]]></category>
		<category><![CDATA[loan refinancing]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://www.bestmortgagehomes.com/car-loan-refinance-advices/</guid>
		<description><![CDATA[Like most people, I got trapped with what appeared like a huge deal on my auto loan. It was hard for me to even get a loan in the first place so when a bank offered to allow me to take out everything I am required for my dream car I didn't even think about how much I was going to be settling for interest.]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Think Twice Before You Opt For A Bad Credit Refinance</title>
		<link>http://www.bestmortgagehomes.com/think-twice-before-you-opt-for-a-bad-credit-refinance/</link>
		<comments>http://www.bestmortgagehomes.com/think-twice-before-you-opt-for-a-bad-credit-refinance/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 11:19:09 +0000</pubDate>
		<dc:creator>Angus Guy</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[blog]]></category>
		<category><![CDATA[debt consolidation]]></category>
		<category><![CDATA[employment]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[jobs]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[real estate]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.bestmortgagehomes.com/think-twice-before-you-opt-for-a-bad-credit-refinance/</guid>
		<description><![CDATA[Ignorance and indiscipline are the two main detractors who are responsible for destroying our once green credit rating and bringing us to despair to suffer the ignominy of ending up with a Bad Credit rating. Along with this come a host of other problems related to a bad credit history. In the earlier days no bank or lending institution would consider it safe to lend to someone such a history. But today help is at hand in the guise of Bad Credit Refinance whose special portfolio it is to seduce the aspirants with a bad credit rating and refinance their properties with even a better value.]]></description>
		<wfw:commentRss>http://www.bestmortgagehomes.com/think-twice-before-you-opt-for-a-bad-credit-refinance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Choose The Best Mortgage Leads</title>
		<link>http://www.bestmortgagehomes.com/how-to-choose-the-best-mortgage-leads/</link>
		<comments>http://www.bestmortgagehomes.com/how-to-choose-the-best-mortgage-leads/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 08:46:57 +0000</pubDate>
		<dc:creator>Jason Myers</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[loan refinance]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage finance]]></category>
		<category><![CDATA[mortgage refinance]]></category>

		<guid isPermaLink="false">http://www.bestmortgagehomes.com/how-to-choose-the-best-mortgage-leads/</guid>
		<description><![CDATA[When it gets to selling mortgage leads, there are a lot of great businesses out there for you to study, and a lot of roads to travel down when thinking which lead kind will work best for you. Researching lead companies is an essential factor when choosing to invest in one, but let's be clear-cut with one another; we really don't identify what type of mortgage leads we are receiving until we start to buy them.]]></description>
		<wfw:commentRss>http://www.bestmortgagehomes.com/how-to-choose-the-best-mortgage-leads/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Loan Refinance</title>
		<link>http://www.bestmortgagehomes.com/loan-refinance/</link>
		<comments>http://www.bestmortgagehomes.com/loan-refinance/#comments</comments>
		<pubDate>Sat, 24 Oct 2009 10:32:53 +0000</pubDate>
		<dc:creator>Jason Myers</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[finance]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage refinance]]></category>
		<category><![CDATA[refinance]]></category>
		<category><![CDATA[trading]]></category>

		<guid isPermaLink="false">http://www.bestmortgagehomes.com/loan-refinance/</guid>
		<description><![CDATA[Refinancing of interest only loans just means exchanging one loan for  anew one. It is an efficient way to lower the debt on current loans. This is specifically advantageous if the existing interest percentage are lesser than the interest rates you are presently paying on the loan. Refinancing would enable you to convert your high interest debt into a low interest debt, as the amount of monthly due would become lower.]]></description>
		<wfw:commentRss>http://www.bestmortgagehomes.com/loan-refinance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Can Get A Bad Credit Loan</title>
		<link>http://www.bestmortgagehomes.com/you-can-get-a-bad-credit-loan/</link>
		<comments>http://www.bestmortgagehomes.com/you-can-get-a-bad-credit-loan/#comments</comments>
		<pubDate>Sat, 10 Oct 2009 08:14:58 +0000</pubDate>
		<dc:creator>Tim Rotherson</dc:creator>
				<category><![CDATA[Mortgages]]></category>
		<category><![CDATA[adverse credit]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[Bad Credit Loans]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Personal Loans]]></category>

		<guid isPermaLink="false">http://www.bestmortgagehomes.com/you-can-get-a-bad-credit-loan/</guid>
		<description><![CDATA[It doesn't take long for you to feel the effects when your credit starts to deteriorate. You may not even notice at first because you are still paying you rent, loans and groceries. Loans and credit card repayments etc. Even though it has been some time since I was in a similar position, I know just how it feels. At the time the only loans I was offered were for adverse credit to cover my existing ones.]]></description>
		<wfw:commentRss>http://www.bestmortgagehomes.com/you-can-get-a-bad-credit-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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